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Comment · Fri, January 15, 2021 · ND Owner

Can’t seem to find Zembrin on the site

Original post in this thread

thealchemistchef · 5 points

Does anyone know why I can’t find Zembrin on the Nootropic Depot site.
I can find it on other sites but trust the Depot and would like to support their work.

What they were answering

JMac1536 · 4 points

So why exactly is your bank making the call about which form of YOUR products you can and cannot sell? I understand that there has to be a legitimate reason but still...

u/MisterYouAreSoDumb · ND Owner

There are no business banking protection laws in the US like consumer banking protection laws. This means that banks can do whatever they want if you are a business. You have no recourse. You know how a bank can't just close your personal account for no reason? That's because of the consumer protection laws. They just don't exist for businesses, so banks can make their own rules for us. We have lost more bank and processing accounts than I can count now. I think we are over 14 bank accounts closed, and either dropped or denied by 40 processing accounts. Moreover, these accounts are tied to my social security number, so if a bank wants to really blacklist us, they can TMF/MATCH me. Then no businesses I own can open processing or banking accounts after that. It's nuts! I have sat in more bank lobbies, and gotten more horrible morning calls about being dropped, than you can imagine. It's taken us years to build this banking relationship up, and one of their stipulations is that they pre-approve anything we sell. It's a small price to pay for me to not fear waking up every morning to hear our bank accounts or processing partners have dropped us. We almost went out of business multiple times because of it.

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